Need a Car? Don't Let Your Credit Stop You!
Your credit history is not your whole story. Meet Jerome Richards — 31+ years of experience helping people drive home today.
Ask for Jerome Richards when you arrive at The Credit Factory.
Jerome Richards
Automotive Loan & Credit Qualification Specialist · 31+ Years Experience
Meet Jerome Richards
31+ Years of Getting People on the Road
Jerome Richards isn't a bank — but with over three decades in the auto business, he knows exactly how to structure your paperwork, guide your credit readiness, and get you approved for a vehicle you'll truly be proud to drive.
His deep expertise lets him review your situation, advise you on what's needed to qualify, and match you with the exact right car for your budget and lifestyle. No judgments — just honest, experienced guidance.
31+
Years in auto sales
100%
Respect, every visit
Today
When you could drive
What You Need to Drive Today
Bring these three things and Jerome can get to work for you right away.
- Valid Government ID
- Recent Pay Stubs (Proof of Income)
- 5% – 10% Down Payment
The Jerome Advantage
Why Work with Jerome at The Credit Factory?
Credit Coaching & Path to Approval
Clear advice on how to position yourself for auto loan approval, regardless of past credit hitches.
Massive Inventory
Your choice of reliable, newer-model Fords, Kias, Mitsubishis, and more — sedans, SUVs, and trucks.
Fast, Respectful Process
No judgments, no long wait times — just straightforward guidance to get you driving.
Get Pre-Approved
Ask for Jerome & Get Pre-Approved Today
Fill this out and Jerome will reach out to get you driving.
Find Us
Visit Jerome at The Credit Factory Today
When you walk through the doors, ask for Jerome Richards!
Address
4355 Williams Road, Groveport, OH 43125
Phone
(440) 644-4426Ask For
Jerome Richards
Tip
Call ahead and Jerome will be ready for you.